Tuesday, August 31, 2010

Affiliate Programs Worthless for 80% of Affiliate Market

No doubt you’ve heard of the 80/20 rule – which states that
20 percent of affiliates generate 80% of affiliate income, and
conversely, remaining 80 percent of affiliates generate only
20 percent of all income for most affiliate programs.

There are ten basics that will put your affiliate marketing
in the top 20 percent of affiliate earnings. Ten suggestions
that will transform your affiliate income from a trickling
creek that barely covers your hosting fees, to a roaring river
of extra disposable income.

TOP AFFILIATE MARKETERS DO MOST OF THESE TEN ITEMS

1.Top affiliate marketers cloak web site links

Cloaking affiliate links should not be necessary, but is. Oddly
many site visitors refuse to visit your links if they see an
affiliate code appended to the URL when they hover their mouse
over a link on your web page. Sometimes they will type the
affiliate domain directly to the browser address bar while
removing your affiliate ID from the URL. To short circuit this
odd behavior, simply cloak the URL. How
2. Top affiliate marketers write & distribute articles

writing articles about your market niche is essential to gain
reputation as an expert in your field. But the biggest benefit
comes not just from writing those articles, but from having
those articles published by other web site owners and ezine
publishers. Your article gains you both reputation and links
from other web sites from the resource box appended to the
end of each article. Here are major article distribution sites.
http://yahoogroups.com/group/free-content/
http://groups.yahoo.com/group/aabusiness/
http://www.goarticles.com
http://www.ideamarketers.com

3.Top affiliate marketers focus on a market niche

filling a web site with content reflecting a narrowly focused
product or service niche is a well known method of gaining web
traffic in your area of specialty. An excellent resource that
can help you determine relevant and focused areas to fill your
site with is called NicheBot. They offer innovative tools to
research and pinpoint market niches for your web site based on
the WordTracker Database and Google.
http://www.nichebot.com

4.Top affiliate marketers use autoresponder series

Autoresponders are incredibly valuable tools that allow you to
send a timed series of email messages to those that sign up for
them. Most often those autoresponders are sent through a third
party provider. Some of the top providers are Sendfree.com and
aweber.com, for a tutorial covering autoresponder basics, visit:
http://website101.com/email_e-mail/email_autoresponder_basics.html

5.Top affiliate marketers create web pages to pre-sell

Creating either testimonial pages or review pages that discuss
and pre-sell the product or service you are affiliated with is
the best method of getting increased orders for your chosen
affiliate programs. Many programs actually provide either an
article or recommended text to sell their products for you and
allow reproduction of those articles with your links embedded.

6.Top affiliate marketers gather email addresses

The best affiliates collect email addresses on their web site
by offering free reports via the above mentioned autoresponders
or by giving away eBooks or through newsletter signup forms.
The best use all of these methods or more to build their list
of email addresses. This also allows you to contact potential
customers that would otherwise never see your site again after
clicking away to the affiliate program web site.

7. Top affiliate marketers advertise SOMEWHERE

Depending on your market niches you should advertise using PPC
and/or ezine advertising. Some categories of Pay-per-click can
be prohibitively expensive, but advertising somewhere is all
but mandatory to gain substantial additional traffic to your
site. There are some great bargains in ezine advertising and
some less popular PPC engines other than Yahoo’s Overture and
Google’s Adwords. Try 7search, Kanoodle and FindWhat for lower
Bids than the big boys of PPC.

8. Top affiliate marketers optimize for search engines

Search engine optimization is becoming more complex as more
and more webmasters participate, but the basics applied to
your site can increase visibility dramatically over time. The
most critical of the many SEO techniques is to use title tags
that reflect individual PAGE content. Many webmasters write a
master title tag and apply that site-wide. This is the worst
thing you could do for search engine ranking.
9. Top affiliate marketers give away eBooks or freebies

Everyone knows by now that giving something away is a great
traffic generator and allows you to gather email addresses
to allow contact of potential customers at a later date. This
strategy is employed by EVERY successful web-based company at
one time or another. Think of all the free things YOU have
collected online over time. Screensavers, software, eBooks,
discount codes, toolbars, white papers. They work!

10. Top Affiliate marketers have their own mailing lists

The best of affiliate marketers have their own newsletter or
ezine and gather email addresses on their site to build their
list of subscribers. Having this list allows regular contact
with potential customers interested in your site, your product
and your market niche. If you don’t write your own material or
think you can’t produce weekly content, there are hundreds of
authors out there that will gladly product articles for you.
The article distribution lists provide free content and ghost
Writers provide high quality content for a fee.

If you implement ALL the above techniques, you are guaranteed
to become one of the top affiliate marketers on the web. Then
you can create your own product telling everyone how YOU did
it, create your own affiliate program and have hundreds of us
selling for you.

Monday, August 30, 2010

Affiliate Programs...When Only The Best Will Do!

As most of us know there are thousands of affiliate programs on the internet selling all sort of different things.It is a great way for sellers to market their wares, just get affiliates to sell for you and pay them a commission,usually anything from 20% to 50% of the asking price.

It is also a great way for people looking to make money online. Just become affiliates. Becoming an affiliate is usually free and easy to get started and in a lot of cases there is help given by the sellers and of course each seller looks attractive and in a lot of cases we are told "we are the best"...".we have the highest conversion rates" and any other "advise " that encourages us to affiliate with them and not their competitors.

The fact is though that a lot of products from sellers are just not up to standard of making money for us,the affiliates;sure we get a sale here and there ,but to be a successful affiliate we need a lot of sales.

For the person looking to become an affiliate for the first time and indeed for those of us that are not as successful as we first thought we might be, it can be a real challenge selecting
the person or company to affiliate with.We must look for honesty,do they pay on a regular basis?,does their product sell well?Do they have good coversion rates? What is their cancellation rate?and most importantly,what percentage commission do they pay? those are probably the most important details we should know at the outset of our investigations.

There is a website www.bestmoneymakersonline.com.. where a lot of thought and research has gone into telling us some of the affiliate sites that ...without any doubt ..do what they say they do. Each and everyone of them are hugh moneymakers in there own right. On looking at the site we will find that most of them are from the most successful operators online today.Operators that as sellers are making millions per year and the affiliates are in a lot of cases making thousands per month.

If you want to make a little extra money per week. If you want to make a lot of money per week or if you want to become a very successful affiliate making thousands per month this website is a good place to begin. It is not a big flashing or noisy site ..but it IS one of the best I have seen for straight talking advise that we as affiliates need whether we are just starting out or whether we are older hands that are not making the success we thought we might. To be a success we MUST get with the STRENGTH...we MUST affiliate with the programs that... DO WHAT THEY SAY THEY DO.

Thank you for reading this article,I hope you have gained some information that allows you to become successful in this potentially lucrative and easy to operate business.

Sunday, August 29, 2010

Affiliate Marketing - Pay Per Click Marketing For Instant Success

Pay Per Click Marketing is an affiliate marketing skill practiced only by successful affiliate marketers. The reason for this is that most affiliates do not fancy the idea of spending money every time there is a click on their ads and one can lose money if there is not a solid business plan in place. Pay Per Click Marketing in the right hands is the fastest way for anyone to get results online, in hours or days from the day the ad was placed.

Getting started in Pay Per Click Marketing is very simple. All we need to do is go to any one of the major search engine providers such as Yahoo Search Marketing, MSN Marketing and Google AdWords Marketing and setup an account. Setting up an account requires a debit or credit card. This is also a possible hurdle for some interested in online marketing but unable to get started because of lack of this tool. Many banks now allow their ATM cards to function as a visa card,

Pay Per Click Marketing never gets saturated. Compared to other forms of advertising such as ezine advertising that can generate sales...however one needs to place ads, or solo ezine ads to test if the subscribers to an ezine newsletter is responsive to an ad. So its either a hit or miss. For this same reason, PPC is especially good for affiliates in the MLM or network marketing arena that are looking for ways to generate leads for their business. For example, while your upline may have success advertising a business opportunity in a certain ezine with 5000 subscribers, over time that pool becomes saturated with the same ad and this resource pool will no longer be beneficial to the sponsors downline.

PPC however takes some skill and time to understand the intricacies of the advertising system. The best way to succeed in PPC is to have a business model that is long term, in other words, we need a business plan that either has got many products we can introduce in time, a recurring charge business model such as a membership site or a high ticket item. Once the business model is in place, we can send instant traffic with AdWords, Yahoo, or MSN.

All the best to your internet business,

Saturday, August 28, 2010

Advocate Respectfully

This is one of a series of brief articles on holding difficult conversations. In earlier issues of Ki Moments, I suggested ways to open communications that create mutual respect; we talked about the importance of knowing your purpose for the conversation; and we added Inquiry and Curiosity to our conversational toolbox. Here the topic is Advocacy.

Advocacy is the flip side of Inquiry – the opportunity that you open for yourself to tell your story. What can you see from your perspective that they've missed? Can you clarify your position without minimizing theirs? For example: "From what you've told me, I can see how you came to the conclusion that I'm not a team player. And I think I am. When I introduce problems with a project, I'm thinking about its long-term success. I don't mean to be a critic, though perhaps I sound like one. Maybe we can talk about how to address these issues so that my intention is clear."

Tips for sharing your side of things:

•Wait to offer your side until your partner has expressed all his energy on the topic. Check to make sure he's finished.
•Remember your purpose for the conversation. It's easy to get off on tangents, become reactive, and lose your way. Know and return to your purpose at difficult moments.
•Don't assume. When telling your story, go slow, be clear, and don't assume they know what things looks like from your point of view.
•Teach, don't preach. Notice your desire to "sell" your partner on your story. Simply state how things look from your side.
•Listen to yourself and try not to use words that will cause your partner to react defensively. You want him to listen, so use words that he can hear.
•Share facts rather than subjective interpretations. "When you walked by me and didn't say anything" is a fact. "When you ignored me" is a subjective interpretation.

Most important, speak with respect. On the aikido mat, we bow to our partner before beginning and ending each technique. Imagine bowing to your conversation partner before you begin the conversation. As you begin to lose your center, think about this, and remember that you advocate best when you respect your partner's story.

Good luck and good communication!

Friday, August 27, 2010

Advice on employing a company’s service.

As a partner in National Service, one of the Uk’s fastest growing business directories, one of my jobs is to oversee the inclusion of company’s who offer a truly National Service. With this in mind here are top tips for employing the services of a company.

Looking for a good tradesman or service can be a daunting task with many risks. If you are having difficulty knowing where to start, hopefully this advice will help you to make sure you get the right person for the job.

Dealing with an established firm helps with any trust issues. Established firms will be members of a reputable trade association.

Ensure that the company have a genuine office address, check their given telephone numbers and that they use headed note paper.


Recommendation/ word of mouth are usually the best way to find a service provider.
Asking your friends and family to recommend a trader that they have used and are happy with is of great value.

If this option is not available to you then it is advisable to ask the trader for any references that they have or the names of previous clients
.
If it is possible to do so look at their previous work or any feedback section that they may have to ensure that the work carried out was done professionally and that their previous clients were satisfied with the work.

Make sure that a VAT number is shown on paperwork or relevant correspondence (e-mail for a quote etc) if VAT is being charged

As mentioned above make sure that they are a member of a reputable trade association.

Ensure that you specify exactly the service that you want provided and when you are happy that you will be receiving that service get a written specification and estimate.

Don’t be embarrassed to get more than one estimate and make your choice based on the guidelines written here.
Always make sure that you agree any stage and final payments before the work starts because changing your mind during a job will add to the time it takes and to the overall costs.
It is important to ask for an insurance-backed warranty for any work that has been undertaken.

Things to be wary of when employing a company’s service.

So called specialists that use high pressure sales, people that will not take no for an answer.
Make sure that you understand everything that you have heard and read before you put your signature to anything.

Avoid any advance payments, particularly at the start of the job and any demands for cash payments as you could be putting yourself at risk from rogue traders.

If things do go wrong then here are some suggestions that you may find helpful.

Don’t be afraid to speak to your tradesman and tell him that you are not happy with the work done and try to resolve any problems as soon as possible. Put your complaint in writing if your tradesman does not sort things out after you have spoken to him.
If this still remains unresolved then you will need to seek further advice and depending on the problem you can consult the Citizens Advice Bureau, Trading Standards, a solicitor, or Trade Association.

Thursday, August 26, 2010

Advertise Your Car

Whenever someone needs to sell a car, it can be a very stressful experience. It can be difficult to know how to go about trying to sell your car and the whole process can seem quite overwhelming. Advertising your car is the most crucial first step in selling any car. Without advertising, no one will even know that your car is even for sale. When advertising your car, two of the most common places to turn are the Autotrader magazine or by online car advertising.

By advertising your car in Autotrader, you will get an advertisement that will run for two weeks. This advertisement includes one small photo of the car as well as two hundred characters of text. There are many regional editions of the Autotrader and the owner of the car can choose which region they would like their advertisement to run in. Advertising in the Autotrader is fairly expensive though.

Although there are many advantages to advertising your car in the Autotrader, there are some disadvantages. The first being that you have limited circulation and a limited shelf life; you also only have two hundred characters to describe the car. This is not a lot and will cause you to have to cram as much information as you can into a very small space. Also, because you only get one picture, you need to make sure that you capture the total essence of your car in that one photo. This is most often impossible to do.

For these reasons, many people prefer to advertise their car online. There are many advantages to advertising your car this way. One of the biggest advantages in advertising your car online is that it’s significantly cheaper than advertising in print. This is because bandwidth and disk space are much cheaper than paper, ink, and magazine distribution. This makes for big savings that can be passed on to the seller.

The other advantage to advertising your car online is that there can be much more information included in the advertisement. Also when advertising your car online, you are usually allowed more than one picture in your advertisement. This can make a true portrayal of your car and can interest more buyers. Also, on many sites you can advertise your car until sold for far less than you can advertise it for two weeks in a car magazine.

Advertising your car online allows for many more potential buyers to look at your ad. Because it’s online, anybody with an Internet connection will have access to the advertisement. This will mean that not only are more people looking at the ad but there will be potential for many more bids among interested buyers. This could mean getting a much better price for your car.

Another advantage to advertising your car online is that your ad will be up and running much more quickly than submitting it to a print magazine. The turnaround time between submitting an ad and seeing it run is generally much shorter. This means that it will be available for the public to view much more quickly as well. This could help get your car sold more quickly.

Wednesday, August 25, 2010

Advertise the Smart Way

If you have your own web site and want to get the word out on your products or services, there are a few things to do in order to advertise the smart way. No matter what size business or product that you are selling, you can draw lots of traffic to your site by advertising correctly.

Many web developers throw money around without doing the proper research and analysis on who their customers really are. Before you throw money around make sure that you have put plenty of thought and analysis into which ways are the best way to advertise your product. Here are a few tips.

Make sure you know who your customers are. A lot of web developers place their advertisements on the wrong types of web sites, which bring them little if any traffic. If you decide to use techniques such as email and popup advertisements, be forewarned that these types of advertising are considered nuisances to many customers. Many advertisers make the common mistake of advertising in one big shot instead of growing a market and following trends. So the next time you commit to an advertising campaign, make sure that you are advertising the smart way.

Tuesday, August 24, 2010

Advantages to Buying Cars Online

Deciding to buy a car is a major decision, given that the purchase itself is such a major one. Buying a car online has many advantages. There are many car sites available such as http://www.buyyourcar.co.uk. Sites such as this one will give you many choices without having to go to a number of different dealerships, which can take a lot of time. But buying a car online can seem risky to some and there are often many questions associated with making this kind of purchase online.

The first thing many people want to know when buying a car online is how these websites work. Websites that sell and advertise cars online work as middlemen between the consumer and the dealership selling or advertising the car. Because they have market leverage, they can often negotiate a better price for the car than you could by yourself. The website will then advertise and sell you the car for less than you could obtain the car for direct; the car will be cheaper than buying directly from a dealer. These websites than either charge the dealer per sale or a set advertising cost, either way you can save loads of money.

Because there are so many online websites out there, it’s possible to buy a car from somewhere that is not in your local area. Sometimes, this may mean buying a car that is from the other side of the country. There are many companies that will be glad to deliver the car to you and sometimes this is a service that the online dealers will provide free of charge.

However, you can also search for cars within a certain area. This is another advantage to buying cars online. Doing this is not only easy but it is also very quick. The search will narrow down for you the type and model of cars that you are looking for and will let you know which ones are available in your area. This can quickly narrow down your search, taking the time and hassle out of buying your car.

Another advantage to buying your car online is you can often register at the online sites. Registering usually requires some very basic information and this allows for the company to not only find out what kind of car you are looking for but they will also often send you email updates when a new listing comes in on a car of your choice. This can help the consumer get a better deal faster.

There are numerous advantages to buying a car online. It saves the consumer from being pressured into high sales tactics while giving them more time to find exactly the car that they are looking for. Searching online for a car also gives one opportunity to look at cars from different areas, broadening their search and making sure that they really are getting the best deal available.

Monday, August 23, 2010

Advantages Offered by Reliable Sales Recruitment Services

There are various online Sales Recruitment Services that can help business owners to quickly fill the job vacancies inside their companies. Considering the fact that the popularity, renown and credibility of a business are reflected by the professionalism and the value of its employees, a solid, well-trained business team can easily separate a company from the rest, making the difference when it matters the most.

The sustained efforts of a reliable, well-trained business team behind a company, corroborated with proper managerial skills and effective, innovative selling and marketing strategies can easily neutralize competition, ensuring a leading position for the company on the market. By increasing the popularity, exposure and credibility of your business you will be able to sell more to your loyal customers and attract new potential clients to your products or offered services, thus boosting the profitability and longevity of your company. Hence, the key for achieving success for your company is to make sure that you are surrounded by well-trained employees, as the entire business revolves around their actions.

The process of sales recruitment can be very demanding for company owners. In order to make sure that the future team members of their business have proper training and hold the right set of abilities and skills, business owners often need to supervise the process of sales recruitment themselves. However, time is a very important resource for any business and considering the fact that sales recruiting can be very time consuming, business owners can’t always personally manage the recruitment of new employees. If you are looking for well-trained, professional salesmen, sales executives, territory managers, business development managers, key account managers or sales directors to quickly fill the job vacancies inside your company, the best thing to do is ask the help of a reliable online Sales Recruitment Service.

As soon as you hire an online Sales Recruitment Agency to take care of the process of sales recruitment in your place, an entire team of executives, hiring managers and human resource professionals will work in tandem to efficiently satisfy your requirements. The recruiters behind Professional Sales Recruitment Services temporarily become members of your business team, helping you to quickly find the sales persons that best fit your company. Sales Recruitment Services offer prompt feed-back and keep you posted on the progress of the sales recruitment program. In addition, you have access to an extended human resource data base, allowing you to personally browse through the profiles of your potential, future employees. A reliable Sales Recruitment Service greatly simplifies and speeds up the process of recruitment, also ensuring that your future employees are the best professionals in their branch.

Most Sales Recruitment Services include features such as high-volume, low-volume or single-hire recruitment, quickly finding the best candidates for your offered positions. Furthermore, Sales Recruitment Services offer hiring decision support and process consulting, helping you to make the best decisions regarding the acceptance of candidates inside your company. Sales Recruitment Services are the best means to quickly find and select the most appropriate candidates for your sales vacancies, helping you in building a professional, reliable business team.

Sunday, August 22, 2010

Advantages of Writing e-Books

Writing e-books can be a more cost effective means to promote your work while being environmentally friendly in the process. If you are meaning to make a name for yourself as a writer, then perhaps writing e-books is something you might like to try.

If you have had no luck in the pieces you have been sending to publishers in the past, you can keep trying other publishers until one of them notices your talent and decides to publish you. However, in the meantime, you can start writing e-books and distributing them online. This way, you will be able to reach your audience even if you have not gotten your book to the printers yet. True enough, the market for e-books is not as significant as the readers for traditional paperback and hardbound books.

However, writing e-books will give you the chance to gather constructive criticism from e-book readers and this in turn will help you polish your work and may help you eventually get the attention you deserve from publishers. This means savings on your part because having to print your book yourself can be quite expensive. If you write and distribute e-books instead, it will barely cost you anything.

Plus, it costs the environment less because you won't be cutting down trees to write e-books. Cutting down trees from uncertified forests as we know contributes to our already growing problem with Climate Change. The carbon dioxide accumulated by trees in its lifetime is released back into the atmosphere at the event of their death.

What's more is that, writing e-books is easy. You do not have to be a super technical person to do it. You can just write your book in a normal program like Microsoft Word and save it as a PDF file, which most e-book reader programs will readily open. Once you are set with writing e-books, you can join e-book forums and distribute your work there while communicating with your possible readers there for comments and such.

Before anything else though, after writing e-books and before distributing them to online business, do take the time to protect your intellectual property rights by registering your work in the relevant government agencies. This will take some time, effort and money for fees, but this step in the process is quite important. After all, once your e-book is distributed online, there will be nothing to stop unscrupulous individuals to plagiarize your work.

Imagine this: you finally see your work published on the shelves, selling like hotcakes but the one getting the fame and glory is someone else who has stolen your work for his or her own. So taking the time to get your work registered is a necessary step to ensure that you continue writing e-books successfully.

Proper risk management is an essential foundation of becoming successful. If you follow these simple steps needed for writing e-books then chances are you might be able to begin to establish yourself as a writer. You may not have the large base that traditional paperback books enjoy, but you have to start somewhere.

Also, you just never know who will be able to read your work. The world wide web is vast and who knows-maybe someone important or beneficial to your success as a writer will come across your work and give you the break that you need.

Saturday, August 21, 2010

Advantages of KPO

There is too much talk about outsourcing of even the high caliber jobs to Asian countries especially India. What's the point in snatching jobs from your own citizens and outsourcing to others. Every common person thinks that it is truly injustice on the part of business enterprises to outsource the jobs and deprive their fellow citizens. Will outsourcing produce quality output than home? Sympathy with such issues may help you to get some respect nothing else.

However, for a business enterprise, outsourcing will be definitely beneficial as their saving on labor will be tremendous in the end. Besides saving on cost, outsourcing can help in time-saving for the enterprises. Less important or labor intensive jobs can be easily outsourced and the management will be free to concentrate on other aspects of business to explore. Now even the highly intellectual

Cost saving is, of course, inevitable factor in outsourcing. As we all know that labor is expensive in US and Europe compared to Asian countries, outsourcing jobs will bring huge saving on labor for them. But saving is not only the criteria. You must also look for quality output you desired. If you are offered cheap labor with the same standard of quality results or even better then what would be your answer. Of course, you would say Yes and here comes the need for outsourcing.

India is producing millions of educated workforce every year. Most of them speak good English, sometimes getter than English people. This young workforce is intelligent, enthusiastic and willing to work hard to succeed. They even do not mind night shifts to keep the working pace with their fellow Americans. Not only IT jobs Having so much pool of talented people certainly can not be ignored.

Please do visit at KPO and KPO in India to know more about outsourcing.

Friday, August 20, 2010

Advantage of Outsourcing your bookkeeping to professional BookKeeper.

What is a role of a bookkeeper in your organisation :
BOOKKEEPERS keep complete, up-to-date, and accurate records of accounts and financial arrangements. Bookkeepers verify and enter information into journals and ledgers or into a computer. They periodically balance the books and compile reports and financial statements. Bookkeepers also receive, record, bank and pay out cash. They balance checkbooks with monthly bank statements. They may calculate employee wages from plant records or time cards and issue payroll checks. Some of the other work they may do includes posting accounts receivable and payable, prepare and make bank deposits, record payrolls, maintain inventory records, purchase supplies, prepare purchase orders and do expense reports. Bookkeepers may also make schedules, sort documents, and file bills. These type of jobs are found in every industry and may have various job titles, such as accounts payable clerk, accounts receivable clerk or assistant bookkeeper.

Cost of a Bookkeeper :
The pay for these jobs depends upon experience, clerical skills, the level of responsibility and the job location. Beginning salaries go from minimum wage to $ 15 per hour. Experienced Bookkeeper can make $ 20 an hour. After having worked for three years with the same firm, a Bookkeeper can earn at $ 25 per hour. A Bookkeepers usually work 40 hours a week; sometimes it may be necessary to work overtime. Some employers have fringe benefits such as paid vacations and sick leave, life and health insurance, and bonuses. Other benefits that the employer may include are participation in a credit union, or retirement and profit sharing plans.

Advantage of outsourcing Bookkeeping work to a professional bookkeeper :
There are several distinct advantages to outsourcing your bookkeeping functions. First and foremost is saving money. You get what you pay for and if you don't pay for quality than you won't have quality service. However, you can save money by outsourcing because you won't be paying for employer payroll tax expense, workman's compensation and general liability insurances, vacation time, sick time, health insurance and other benefits a good full time bookkeeper will expect from his/her employer. Just remember, however, that these costs will be built into the consultant's hourly rate and their fee will reflect these costs. Any bookkeeping consultant who has not taken these costs into consideration is not a bookkeeper you want - if they don't know enough to include these costs into their fees, then they don't know enough to be a help to your business. You should expect to pay at least three times what you would pay an experienced full charge bookkeeper.

And just how do you save money by paying three times the amount you would pay an employee? Well, let's see. There will be no recruiting, interviewing and training costs for start. And if you should find yourself unhappy with the services there will be no additional recruiting, interviewing and training to replace your bookkeeper. Also, you will not have to be concerned about law suits such as sexual harassment, unlawful firing, age discrimination, sexist, etc. Or an increase in your unemployment rates because you laid off an employee that you really wanted to fire but had no lawful cause to do so. So right away we have less time and money spent and potentially less hassle if things don't go well.

And of course you will not be paying workman's compensation and general liability insurance premiums. Also any worthy bookkeeper will expect at least two weeks vacation, coverage for sick time, health and dental insurance and even perhaps more benefits.

Most professional bookkeepers will have their own offices saving you space within your office. So you will not be buying that extra desk, calculator, computer and computer software. Your bookkeeper will be providing all of that as part of his/her fee. No software updates, computer maintenance, training costs, etc. Of course should you prefer to have your computerized bookkeeping records available to you at your office, a small investment in software installed on your computer makes this possible. Also no office supplies to be paid for. You will be amazed at just how much pens, pencils, and paper can be used by a bookkeeper. Your consultant bookkeeper will either ask you to drop off the work at their office, will pick it up at your office or some may even offer remote bookkeeping service. And by having your bookkeeping done off site, your bookkeeper will be able to work more efficiently and accurately because her/his office will most likely offer less distractions than your busy office. All of this is saving you money.

And the best reason for outsourcing is that you control the amount of money spent on bookkeeping. What I mean by this is that the person you hire to do your bookkeeping will be doing just that - not answering the phone, dealing with drop-bys, chatting to other employees, etc. Also you can start with just a few hours a month and add on when you need to and then adjust downward again should it be necessary. Can you imagine finding an employee to start with only four hours a month, then asking them to put in 20 hours a week for awhile and then back down to four hours a month again. I don't think you would keep them for very long, but a free lance bookkeeper is able to work around these variables and even more importantly expects to work with flexible schedules.

So have I convinced you yet? If so, then just remember "you will get what you pay for". Go for top quality because your financial records are the core of your business and without great bookkeeping you cannot expect to succeed no matter what type of business you have. After all don't you think you are worth it ?
This article was published using Article Submitter

Thursday, August 19, 2010

Advances In Technology Making Coalbed Methane Exploration More Effective

New technologies being used to drill for, and produce, coalbed methane (CBM) gas are making it easier to get out the gas. That’s according to Dr. David Marchioni, one of Canada’s leading CBM geologists, who appeared on Canada’s ROB TV in late April. “Because of advances in the technology, one can be more effective in getting the gas out,” Dr. Marchioni told the reporters on Canada’s leading business television network.

Questioned about how CBM gas was different from conventional natural gas, Dr. Marchioni, who was recently named the Vice President of Exploration for Pacific Asia China Energy (TSX: PCE), responded, “CBM gas is really no different from natural gas.” He added, “It’s really better because it has a very high methane content, generally 90 percent, often much higher than that.”

Marchioni pointed out that coal has a lot of porosity and can hold a lot of gas. “Permeability is the problem with CBM,” he explained. He compared CBM with natural gas, saying, “If you can find the (natural) gas, you can probably get it out.” That’s not always the case with CBM.

China came during Marchioni’s television interview. China nearly always does end up a topic of discussion, when talking about CBM. Because China’s coal mines account for approximately 80 percent of coal mining fatalities, China has campaigned to reduce the number of deaths. China’s state-owned CBM company, China United Coalbed Methane Company, has continued granting CBM concessions to foreign-owned companies to help vent the methane from their coal mines. “The Chinese government is pushing very hard to have their coal mines degassed,” Marchioni said. He explained that the Chinese were beginning to drill for methane before starting their coal mining operations.

“That’s something we’re interested in,” Marchioni told ROB TV. The “we” must be Pacific Asia China Energy, upon whose board he sits as a director in addition to exploration duties. His company has two CBM concessions in China, and Marchioni recently returned from China. Pacific Asia China Energy has also formed a joint venture company with Australia’s largest privately owned drilling company to utilize their highly acclaimed Dymaxion® drilling technology for exclusive use in China. That is an advanced technology in which Chinese coal mining companies have expressed interest in using for their coal mines. Marchioni’s company recently announced initial drilling results on one of their Chinese CBM properties.

As with others, who have recently visited China, Marchioni was overwhelming in his praise for China’s continued modernization process. He joked with us, saying, “I get a better cell phone connection in some rural part of China than I do in some parts of Alberta.” It has been difficult for us to grasp how “modernized” China has become. We’ve heard the same glowing phrases about China expressed by numerous mining insiders who have recently visited this country. All of that commentary didn’t really dawn on us, until this past weekend, while watching the new movie, Mission Impossible 3. Magnificent shots of Shanghai’s skyline filled with ultra-modern office towers and high rise condominiums, where some of the movie was filmed, persuaded us China has indeed moved forward into the 21st century. China has more than 200 cities with populations greater than 1 million, dwarfing any other country on earth. China reportedly has more then 300 million in its middle class. We had better all start learning Mandarin or Cantonese or both.

Wednesday, August 18, 2010

Advanced Online Marketing: Training for Using The Reverse Funnel System

When a system comes out closing sales completely for you it can sound too good to be true. Yet, The Reverse Funnel System (RFS) is designed to do just this and closes and average of twenty percent on the back end. Meaning if you can get just five people to pay the fifty dollars for the paid survey in a week, you’ll be walking out of your home office with a twelve hundred and fifty dollar week minimum, every week.

So how can you get five people to go through the paid survey in a week? Simply send a hundred people through to your sales page, your own personal copy of RFS.

This can be completed in a number of ways. One I find extremely effective is video marketing and the use of YOU-Tube and Meta-CafĂ©. Video marketing is extremely easy for anyone who has a web cam or a small camcorder. All you need to do is record yourself hyping up RFS, giving out free marketing advice, or maybe even just talking about life. This will drive traffic to your URL and if you can build some conversation, maybe a debate in the comments section of your video, you’ll get more views and more traffic.

Now video marketing can also be fun. If you want to spend a little more time than 15 minutes on the video you can design something that will really grab people’s attention. Think super bowl. The most appealing things and what sells THE ABSOLUTE MOST for all major corporations is humor and good looking people, combining them just rocks the boat. But as long as the commercial plays into some emotion while exposing the whole money/potential thing, it will be more effective.

If you’re not the most video friendly personality there is other things you can do to promote your URL, although trust me traffic will be hurt as the use of video’s in cross promotion is one of the most effective free internet marketing methods. Still you can use networking communities to spread the word and well as a number of different written marketing techniques.

But as long as you’re driving traffic, your copy of RFS will be working for you and you will be making money. Get to the nitty gritty of internet marketing and do that marketing, drive that traffic and wait for the paychecks.

Tuesday, August 17, 2010

Adsenselover, unique ways to make money with

Monetizing Your Website With Adsense Is Profitable!

How do you maximize your site?

By earning some few dollars per click from displaying Adsense ads on it. Many are now realizing that good money is made from this source of revenue. Try the simple mathematical computation of multiplying those clicks for every page on your website and you get a summation of earnings equivalent to a monthly residual income with that little effort you have made.

Google Adsense is a fast and easy way for website publishers of all sizes to display relevant and text-based Google ads on their website’s content pages and earn money in the process. The ads displayed are related to what your users are looking for on your site. This is the main reason why you both can monetize and enhance your content pages using Adsense.

How much you will be earning will depend on how much the advertisers are willing to pay. It will depend also on the keywords required. If the keywords the advertiser have chosen are in high demand, you could receive more dollars per click. On the other hand, low demand keywords will earn you just a few cents per click.

How can you start making profits out of your website using Adsense?

1. Sign up for an Adsense account. It will only take a few minutes of your time.

2. When the site is accepted, you will be receiving a clip code to include in your web pages. You can insert this code on as many pages or web sites that you want. The AdWords will start appearing immediately after.

3. You will be earning a few cents or some dollars per click when someone starts clicking on the AdWords displayed on any of your web pages. Trying to earn false revenues by repetitively clicking on your own ads is a no-no. This will result in a penalty or the possibility of your site being eliminated. The money you have already earned may be lost because of this.

4. View your statistics. Adsense earnings can be checked anytime by logging into your web site account.

Once you got your account working, you may still want to pattern them to the many sites that are earning more money than you are. It is important to note that there are factors affecting how your website will perform and the amount of money it will give you.

It is a common practice that when a site earning money, the tendency is for the owner to want to make more out of what they are getting already. It usually takes some time combined with trial and error to attain what you want for your Adsense contents.

Time and some important factors that you can practice and use.

How do you increase your Adsense earnings?

1. Choose one topic per page. It is best to write a content for your page with just a few targeted phrases. The search engine will then serve ads that are more relevant which will then result in higher clickthoughs.

2. Using white space around your ad. This can make your ad stand out from the rest of your page so visitors can spot them easily. There are also other choices of colors you can use, provided by search engines, which can harmonize the color of your ad with the web page color.

3. Test your ad placement. It is recommended to use the vertical format that runs down the side of the web page to get more positive results. You can also try both horizontal and vertical formats for a certain period of time to see which one will give you better results.
4. More content-based pages. Widen the theme of your website by creating pages that focus more on your keyword phrases. This will optimize the pages for the search engines. It can not only attract traffic but also make them more relevant for the AdWords to be displayed.
5. Site Build It. This is the perfect tool to be used for creating lots of Adsense revenues. Site Build It has all the tools necessary to quickly achieve a keyword-rich site that can rank high in the search engines. This will also produce a flow of traffic to your site of highly targeted visitors.

Monday, August 16, 2010

Advantages of Outsourcing

To a layman, outsourcing would seem like a waste of time and money, as well as an unneeded complication. After all, why send business abroad when the work can probably be done better right at home? To a politician, the issue of outsourcing serves as a fortified objection to taking jobs away from ‘our own countrymen’. Sympathy towards this issue may elicit a few votes, but nothing more.

But to a businessman, outsourcing is a modern day boon. Outsourcing grants businesses the freedom to dump non – core, yet important sectors of its administration on companies specializing in those very individual aspects. Thus, leaving the businessman free to wholly concentrate on those areas of the company that bring in the real moolah.

The most enticing advantage of outsourcing is the cost effective factor. Human resource and IT services in the United States or Europe are not exactly inexpensive. Let’s avoid complicated business jargon and say that outsourcing is basically an option that offers these services at a much, much lower rate i.e., a cheap but highly productive mass work force. Let us take India as an exemplary illustration.

Thousands of highly intelligent people graduate in a variety of fields each year. Almost all of them speak English better than the English, and have dreams of making big money in a short period of time. The boom of BPO’s in the last 10 years has given them a chance to realize those dreams. It provides them with the opportunity to stay close to home and earn almost as much as they would if they took up a job abroad. On an average, an individual would earn $ 300 to $ 500 per month. A small sum to an American, but an Indian would be quite happy with that salary considering the conversion rate. It’s a win – win situation for your business as well as the company you’re outsourcing to.

There is no dearth of candidates willing to suffer incessant night shifts. Due to a constant effort of having to prove themselves, you can be assured of enhanced quality and productivity at all times. The company you outsource to will always be sure to reach your targets, deliver on time, ensure stringent security and maintain a level of productivity which won’t tempt you into taking your business elsewhere. Employees are regularly evaluated and terminated if found wanting in any aspect. The entire process of recruitment and the hassles involved with finding (and sustaining) the right person for the job is taken off your shoulders.

By 2006, in addition to human resources and IT services, companies that take on offshore contracts will also offer tax preparation and back office services. Hundreds of commerce students graduate in India each year and go on to become chartered accountants in a country where there is no dearth of them. Offering these services to countries abroad would be lucrative for both parties. The most advanced security procedures will be employed in this regard.

It all comes down to the money. Let’s face it; we live in a material world. And the technical term for material is moolah. So until the day the cons of outsourcing outweigh the monetary factors (read pros), outsourcing; as a legitimate and lucrative way to do business, is here to stay.

Sunday, August 15, 2010

Address Lables - Useful Tips

Making address labels for letters and parcels can be a real chore. It’s something that has stood in the way of all sorts of people, whether they are large-scale eBay sellers or simply office workers who need to post a big batch of letters.

What you might not have realised, though, is that making address labels can be easy when you know how. The best way to do it is to compose your letters using a Mail Merge function in the first place, such as the one that comes with Microsoft Word. This means that your addresses are being stored not in the documents themselves, but in either a spreadsheet or a database. The documents then contain a ‘field’, which is a special area where the program knows the address should go.

Once you have split your addresses from your documents in this way, you should find it much easier to make address labels. All you need to do is open a page and insert a lot of address fields, with a ‘next record’ field in between each one to tell the software not to put in the same address twice. Word has a wizard to help you do this: just go to the File menu, then New, and then choose ‘Mailing Label Wizard’ from under ‘Letters and Faxes’. Point it to your database, and you should be good to go.

The final step in making address labels is a physical one. Sure, you’ve got your fancy software that can make mailing labels, but unless you want to cut the addresses out from pieces of paper and use tape or glue, you’re also going to need to get some sticky labels and put them in your printer. You can obviously find them at any good office supplies or stationery store, but make sure to get a size that Word knows about, so it can lay the labels out correctly for you. You can check the label sizes Word has available in the last stage of the Mailing Label Wizard, after you point it to your database – don’t worry too much, though, as few manufacturers will bother to make labels in a size incompatible with Word.

Saturday, August 14, 2010

Addiction: WhenBecomes a Problem

While most people enjoy casino gambling, sports betting, lottery and bingo playing for the fun and excitement it provides, others may experience gambling as an addictive and distractive habit. Statistics show that while 85 percent of the adult population in the US enjoys some type of gambling every year, between 2 and 3 percent of will develop a gambling problem and 1 percent of them are diagnosed as pathological gamblers.

Where can you draw the line between harmless gambling to problem gambling? How can you tell if you or your friend are compulsive gamblers? Here you can find answers to these questions and other questions regarding problem gambling and gambling addiction.

What is the Meaning of Problem Gambling?
Problem gambling or compulsive gambling is defined as an uncontrollable urge to gamble despite the destructive effect of gambling on the gamblers life and despite feelings of guilt and remorse. Problem gambling tends to have a negative effect on the gamblers financial state, relationships and daily life. Severe cases of problem gambling can be defined as pathological gambling.

Am I a Compulsive Gambler?
1) Do you gamble until your last penny runs out?
2) Do you gamble to win back your former losses or debts?
3) Did you ever had to borrow money to continue gamble?
4) Did your gambling habit ever made you lie to your friends or family?
5) Did you ever skip work or other obligation to gamble?
6) Do you tend to gamble to forget about your personal problems or to celebrate happy occasions?
7) Does gambling have a negative affect on your daily life or relationships?

If you have answered yes on at least one of the questions listed above, then you have a problem.

Can Anyone Become a Compulsive Gambler?
Theoretically, yes. Any gambler can develop gambling problem regardless to the type of gambling he is occupied with, the amount of money and time he is spending on gambling. Researches show that slot machines that can be found in bars and convenient stores are the most addictive type of gambling activity, while lottery draws and bingo games are located on the other end of the scale. Gambling addiction is an emotional problem; its symptoms, causes and treatments are similar to any other form of addiction.

How Can I treat Gambling Addiction?
1) Group Therapy:
Gamblers Anonymous offers a 12 step self help program similar to the one offered to alcohol addicts in Alcoholics Anonymous. Group therapy also offers gambling addicts advice and support from professional counselors and other gambling addicts in different phases of their recovery process. Gambler Anonymous centers are available in more than 1,200 locations statewide.

2) Individual Therapy:
Cognitive or behavior therapy can help gambling addicts to identify their unaware thinking and acting patterns, which led them to gamble compulsively, and to replace them with controllable and healthier ways of thinking.

3) Psychiatric Medication:
It has recently been proven that antidepressant medications from the family of SSRIs, selective serotonin reuptake inhibitors can be affective in treatment of gambling addicts.

Friday, August 13, 2010

Add Value to your Business with Computer Courseware

Training employees and educating consumers to be able to use particular computer software is a tough job. It takes time and skill to write training manuals and design illustrations to go along with them. That's why many business owners are choosing computer courseware instead of creating training manuals of their own. Computer courseware is pre-designed and customizable so you can arrange the lessons and customize them to fit your training needs. It saves time and money, and can be done easily in-house once you have a copy of the training materials.

What is Computer Courseware?

Computer courseware is software and/or training materials used for educational purposes. Educational institutions may use courseware to teach students how to operate a particular computer software program. Companies may use it to educate employees on using a new software program that has been installed for business operations. Also, companies that sell computers, software, or other related products and services might offer computer courseware to their customers as a free "how-to" guide.

The training courseware can be used for almost any type of computer software. There are Macintosh manuals, Microsoft courseware, Adobe Photoshop courseware, Excel courseware, and many others.

Tips for Maximizing your Computer Courseware Benefits

To get the most benefit out of your computer courseware, use it in creative ways. For example, package it nicely and offer it as a free bonus with a purchase to your clients. If you sell Microsoft Word software, then advertise up-front that each customer will receive a free beginner's course on how to use Microsoft Word. Then, include your Microsoft courseware with each purchase. If shipping products, package it neatly with the product. If selling in-store, make sure your employees know to give the bonus courseware with each purchase.

If you sell Macintosh computers, provide free Macintosh manuals with the computer. Those customers who are brand new to Macintosh computers will appreciate this tremendously!

Package your Computer Courseware for Long-Term Use

When you print the courseware manual, put the pages in a nice binder with your company logo, store location, phone number, and website address. Also include a "welcome" letter explaining briefly what the customer will learn in the course. Customers are more likely to keep the manual if it is packaged this way. If you hand them a lot of papers that have been stapled or bound together, these are likely to end up in the trash!

Another idea is to include a sales presentation at the beginning or conclusion of the courseware manual to try and up-sale customers on a new product or service. You're already providing something free that's of value, so why not make an offer while the customer is reading your materials?

If you operate an online business with an e-zine or newsletter, offer free computer courseware with every subscription. It may seem like a lot to give someone who's signing up for a free newsletter, but the rewards can be great. The long-term value of a newsletter subscriber base can be monumental!

As you can see, computer courseware can add great value to your products and services, and it's usually very easy and affordable to get started. All you have to do is order rights to the courseware, print your training manuals, and package them for distribution. Then, let the computer courseware materials do the rest!

Thursday, August 12, 2010

Acquire New Business

A major part of keeping profitable and growing your business is maintaining a focus on business development. Even when you've got the right mix of work, clients and employees you should be looking for new opportunities. You could establish a process to do this whilst ensuring your existing customers don't get neglected. The process helps you manage new business opportunities in a cost- and time-effective manner.

Generate leads

Identify the types of companies you want to work with and a realistic number of companies you want to target over a given period of time. For example: an accountant with experience in the marketing industry might decide to target five opportunities per month focussed on marketing consultancies.

Finding potential clients and identifying new opportunities can be done through networking events, tenders listed in newspapers and industry magazines and headlines in newspapers about new projects and industry seminars. Keep an eye on your industry and stay aware of new developments.

Track the companies you approach in a database ( you could use Microsoft Excel or Access). Tracking should cover the obvious things (company contact details etc) as well as details of what was discussed, potential works, actions and more.

Qualify the leads

Once you have a list of identified companies you must review to ensure they are realistic opportunities. Some areas to think about include:

• Do you have the right contacts to get started?


• Do you have the right services to offer them?

• How can their website help you understand them better?

• Do you have any conflicts of interest in pursuing this company?

• Does this client have growth potential or would it be a quick job?

• Who makes the decisions? How can you reach them?

3. Raise your business profile

By raising your company profile (no matter how small you are) you'll be able to generate new business with less effort. As a leader in the industry new business will come to you. There are many ways to raise your profile; you could try sponsoring events, adverts and gaining media coverage. The size, location and target market of your business this will dictate what medium to use and the areas to cover.

4. Show them what you're made of

Start to reach your qualified opportunities by showcasing your company's products. Send them a brochure or a copy of any newsletters you produce and invite them to join; show off examples of your work; highlight relevant media articles.

Develop standard template letters in Word to send to potential clients to accompany your credentials/brochures. Ensure you link to your database (Excel, Access or Outlook) when merging the letters and envelopes to ensure you don't have to re-enter details.

There is no specified time for this courting so be patient. It could be six months before anything comes to fruition.

5. Set a meeting time

So you're in the door. Now you need to sell yourself. Tailor the meeting to suit the way you operate as a business. It could be a formal PowerPoint presentation or a discussion over coffee. You may have no choice for the style of the meeting but make sure you are comfortable and well prepared. During the meeting be sure to demonstrate the knowledge you have developed in the previous stages.

6. Follow up

You've presented your capabilities and ideas. Don't stop there. Follow up is essential. This is a major part of the process and should be taken as seriously as the other steps. You'll probably be able to build on ideas from the meeting, or you might find an interesting/relevant article or statistics you could send to re-open discussion. Even if you don't have anything to send, thank them for the opportunity.

Wednesday, August 11, 2010

Accounting Classes

If you’re thinking about taking accounting classes in order to better manage your own business or non-profit organization you’re off to a rewarding experience! In fact, chances are that you’ll notice evidence of your expanded understanding of accounting and financial management in various ways almost as soon as you apply the new knowledge and methodology.

You don’t have to earn a four year degree in accountancy in order to expand your knowledge of accounting in meaningful and productive ways. If you want to make accountancy your profession, you would do well to invest your time and resources into a two or four year degree program.

If you’re serious about educating yourself about financial accounting in order to manage an organization that you participate in you may also find that a two year degree program is worth your time and effort. There are, however, many community college and leisure learning classes that may fit your schedule and budget to a tee.

If you live near a community college, visit the campus or website and find out more about the types of accounting classes that are offered. If you don’t see the information that you’re looking for, don’t hesitate to ask questions about the curriculum or to seek advice about what types of accounting classes will meet your learning goals.

Particularly if you live in a larger city, there are many learning centers and organizations that offer classes on all kinds of things from sushi making to kayaking, CPR and accounting. Many times these types of classes are the most feasible type of education because sessions last from one day to a few weeks long so participants can fit them into their schedules. Additionally, accounting classes from these smaller learning organizations will cost less than college degree programs.

Take a look online and ask around about local accounting classes. If you’re looking for a quick solution, there are also some online courses if you enjoy self-paced learning. Take your time to research tuition for online schools, as many of them have rates that are much higher than others.

Tuesday, August 10, 2010

Accounting and Accountancy

Oftentimes when I meet someone for the second or third time, they say, “aren’t you in accounting?” While I am into accounting, which is the methodology and measuring aspect of my work, the profession as a whole is better labeled as ‘accountancy’.

Accountancy is the profession and accounting it the methods by which accountants measure, track and report on financial information so that resource allocation decisions can be made by, well, whoever the decision makers are.

For a small business owner’s personal finances, as an example, I may be measuring the finances of a few people (the family), and reporting the necessary information to the small business owner. In this situation, the decision maker is the small business owner and his decisions involve deciding how much money he has to put toward family necessities.

Generally speaking, there are two main types of accounting. There is financial accounting and there is auditing. Financial accounting typically involves processing of financial information about a business operation where information is recorded, organized, summarized, interpreted and finally communicated.

Auditing, on the other hand, is there process that an independent auditor examines accounting records and financial statements so that he or she can express a professional opinion about the financial records and answer questions about projections.

At the heart of accountancy lies the need to take stock of the day to day state of various sales and expenses. In the modern world when many contracts are partially fulfilled at varying times, bookkeeping is the only way to know where you and your business stand in the greater scheme of things.

If you operate your own small business, you may be able to do just fine with some accounting software. Take a look around for some flowchart templates. These can make monthly financial recording and reporting, dare I say it, fun. Simply enter in the various types of income and expenses, then each subsection updates the appropriate fields. Before you know it you’ve got proof that all bills have been allotted for and you’ve got your bottom line.

If you find you can manage your business finances on your own, then, by all means, stick with the system that you know works for you. If, however, you start running into complications that make it hard for you to see where discrepancies are coming from, it may be time to enlist the services of a professional accountant.
memory bus is also called an address bus or front side bus and both busses are high speed digital superhighways. Access methods and speed are two of the fundamental technical differences between memory and mass storage devices. All memory sizes and storage capacities will inevitably be exceeded with advances in technology over time.

Cache memory is a special type of internal memory used by many central processing units to increase their performance or throughput. Some of the information in the main memory is duplicated in the cache memory, which is slightly slower but of much greater capacity than the processor registers, and faster but much smaller than main memory. Multi level cache memory is also commonly used. Primary cache is the smallest, fastest and closest to the processing device. Secondary cache is larger and slower, but still faster and much smaller than main memory.

Semiconductor memory uses semiconductor based integrated circuits to store information. A semiconductor memory chip may contain millions of tiny transistors or capacitors. Both volatile and non volatile forms of semiconductor memory exist. In modern computers, primary storage almost exclusively consists of dynamic volatile semiconductor memory or dynamic random access memory. Since the turn of the century, a type of non volatile semiconductor memory known as flash memory has steadily gained share as offline storage for home computers. Non volatile semiconductor memory is also used for secondary storage in various advanced electronic devices and specialized computers.

Monday, August 9, 2010

Accounting

When starting a business, you have to determine the method you are going to use for accounting and paying taxes. The two choices are the cash method and the accrual method.

Cash Method

If you are looking for simplicity, the cash method is probably your best accounting choice. Generally, income and deductions can be claimed when payment is actually received or made. This is best shown with an example.

I open a small business and have to order business cards and stationary. I receive the products and pay the invoice on November 18, 2007. Under the cash method, I can deduct the cost on my 2007 tax return.

Some businesses are restricted from using the cash method. C corporations may only use the cash method if they have less than $5 million in gross revenues for a particular year. Professional Service Corporations can use the cash method without limit, while farming corporations can due so if gross revenues are less than $25 million. Tax shelters are prohibited from using the cash method.

Accrual Method

The Accrual Method of accounting is a bit more complex. Under this method, the focus in on the date the expense is incurred, not paid. Although this may seem a small difference, it can play havoc with your books and piece of mind.

Using our previous example, assume I order business cards and stationary on the December 18, 2006. I receive the products on December 30th, but don’t pay the invoice until January 20, 2007. When can the expense be claimed? It depends on when economic performance occurred.

Generally, economic performance occurs when goods or services are provided to you. In the above example, economic performance would arguably occur when the business cards and stationary were delivered with the invoice on December 30th. Thus, I would be able to deduct the expense for the 2007 tax year.

In Closing

As you can see, the cash method is the easier of the two accounting methods. To determine the best method for your business, speak with a tax professional.

Sunday, August 8, 2010

Accidental death policies

Quite naturally, as accidents happen unexpectedly and quickly, you or your family members will not be prepared to face it. No one can predict when or where an accident may occur. But you can prepare for it with proper insurance. The consequence of an accident can be anything. It can be an ordinary wound, which can be cured by a band-aid to an injury that needs serious medical care. Or it can be a permanent physical handicap or even death. Since accidents occur very often and unexpectedly there is accidental death and dismemberment insurance.

Whether you travel for pleasure or business, the chances of an accident cannot be ruled out. In cars, at hotel or in flight, death can take you in the form of accident. Accident is definitely one major cause for death.

This is where an Accidental Death Policy or insurance becomes useful. An Accidental Death Policy or insurance is a life insurance policy that pays to your chosen recipient if you die as a result of injuries caused by a covered accident that is not due to any illness.

Under this insurance, the insurance company undertakes to compensate the loss caused by accidental death in consideration of the premium received.
Accidental Death Policy pays your beneficiary an amount when an accident results in your death. There are three major types of Accidental Death Policies. Flight accident death insurance pays a sum only for accidents involving an airplane during the coverage period. Common carrier accidental death insurance pays benefit only accidents involving a common transporter during the coverage period. (Common carrier refers to any licensed land, air or water transportation operated by those whose occupation is the transportation of persons without any discrimination and for hire. That is, taxi, bus, tram, train, airplane, cruise ship, ferry etc).

24-Hour accidental death policy pays funds for accidents that happen for any reason during the coverage period. You need an Accidental Death Policy or protection if you have loved ones whose safety would be in danger if an accident took you suddenly. If you are aware of the possibilities of an accidental death, but not interested in purchasing additional life insurance to cover those possibilities, Accidental Death Policies can be an intelligent match for this non-health-related risk.

Accidental Death Policy is a very valuable financial tool that can protect your family. An Accidental Death Policy can help to reduce your family’s financial loss if you die unexpectedly due to a covered loss. If you are well insured then your family members will get the insurance money which would help them to clear debts, including medical bills, guarantee the education of your children, pay off the mortgage, and guarantee financial security.


About Author:

Adrian Rogers - For related articles and other resources, visit : http://www.buy-travel-insurance.com/

Saturday, August 7, 2010

Accident Compensation - Why Bother With A Compensation Claim?

People are injured everyday, some worse than others. After a serious injury, many people are so thankful that they're still alive and they fail to realise that the other party are responsible for their debilitation. Hit them where it's going to hurt them with an accident compensation claim!

Many people brush off this fact and just want to get on with their life as it was, but soon find out that recovering is easier said than done. Unable to return to work, or even play with their kids in the back yard, the thought of filing a compensation claim becomes more and more plausible, and rightfully so.

How Do I Make Those Responsible Pay?

Simple enough, you file an injury compensation claim with a compensation solicitor, but it is always not so simple. Whether filing a claim against a business, insurance company or individual, you need someone who understands the details and is willing to go the extra mile to gain you the compensation you deserve.

Those responsible will have solicitors on their side, working hard as well, so choosing a representative for you will be the most important decision in the initial stages and can make all the difference in the world for your final outcome.

Is This Just About Money?

If your solicitor is only interested in the bottom line, then you're in for a big surprise. It not just about money; it's about make those responsible, responsible.

This may sound like an obvious statement, but it is very true. If there were parties or individuals whose negligence has caused you injury, then it is your absolute right to demand and receive full compensation for what you have been put through and an accident compensation claim is the way to do it.

There are plenty of solicitors out there, promising the big bucks, but they don't understand their client's troubles, and it is these solicitors who can cost you your maximum compensation. A solicitor who truly cares and wants to ease the suffering for their clients will inevitably fight harder and win bigger payouts with better verdicts.

Do You Deserve It?

Many people are weary of filing an accident compensation claim because they don’t want to be though of as a 'gold digger' and see many of the solicitor's as 'ambulance chasers', but reality couldn't be further from the truth.

The truth is that you are injured, your injury has left you many number of life-altering challenges, rehabilitation is costly and takes time, and you wouldn't be in this situation if it wasn't for someone else's stupidity.

The question isn't 'why do I deserve compensation for this', but 'why don't you deserve compensation for this?'

You've been seriously hurt by someone and you are somehow left alone in the cold to deal with it yourself. Many people find themselves in this situation, and choose to take the path of injustice and not get the compensation they deserve.

Why???

Money Won't Change Everything But Can Help

While a large compensation victory won't take away the pain you have felt, or somehow cure you of your debilitation, but can take away one of the biggest stresses in this time of need...

The last thing an injured person needs to worry about throughout their recovery is money. Financial difficulties add enormous amounts of stress and can seriously undermine the recovery process. However, if known properly, you can place your compensation claim's financial stress on a personal injury solicitor.

Any and all medical/physiotherapy bills, along with missed time at work and general mental anguish and family stress should not be on your shoulders alone to bear. After all, it's not your fault you're in this situation, so why should it be your responsibility to pay for it?

Do the right thing, and get what you deserve. Make today, the day you take back your life.

Friday, August 6, 2010

Accident Claim With A Specialist Solicitor

Everyone has heard of an accident claim, but few people know how to deal with the traumatising experience when it comes. Life quickly becomes confusing and frustrating as you deal with physical pain and the bureaucratic red tape.

While there is no shortage of accident solicitors that deal with injury or accident claims, there is definitely a shortage of actual efficient and reliable ones. Choosing the wrong legal advice team for your claim can cost you money as well as in the final result, zero compensation.

Accident Injury Is Unpredictable!

Accidents can happen anywhere, so feel protected at all times. Whether at work, out socially, on business or just having some fun, accidents can quickly turn your life upside down and turn everyday chores and pleasures into frustrating tasks. Thus possibly requiring the help and pity of others.

Work becomes impossible, and you feel like a burden on everyone around you. You think back to life before the injury and wonder why it happened to you.

Don't Blame Yourself

The first thing many people feel after an accident is the embarrassment and somehow personally become responsible for their injury. Such a mind-frame can quickly lead to depression, which can affect all those around you. It can also help to slow down the recovery process, preventing the possibility of an injury claim.

Don't feel that somehow you don't deserve compensation for your injury. If someone is responsible for your suffering then, you should seriously consider talking to a competent, experienced and reliable accident solicitor who has the power to earn you an impressive compensation settlement.

People are injured everyday due to negligence of others; don't allow yourself to become just another statistic that's left to recover without the financial aid you deserve.

Living With A Serious Injury

For many, the pain and debilitation after an injury is almost too much to handle. Life takes an unexpected turn as you spend your days, bed-ridden, stuck at home, or in physiotherapy, trying to regain your lost mobility and freedom.

You feel that you can no longer provide for your family, and simple things like playing in the back yard with your kids and going on vacation are no longer a viable options.

An accident injury claim is not a mere slap in the face and, through the haze of suffering, frustration and confusion, you want to see the light at the end of the tunnel.

Ready For Some Action?

The first step is to find a personal injury solicitor who can be relied upon to produce a successful victory for your compensation claim.

There are all sorts of solicitors advertising their credentials and claiming to be the 'hard-hitters', but this is merely fiction.

The most critical step in an injury claim is choosing a competent and reliable solicitor to manage your case. When coming to this decision, there are several questions that must be addressed. You must be sure that the solicitor is experienced and has produced 'good' results for their previous clients.

You need to be comfortable with your accident solicitor and be able to speak freely and comfortably with them. With a comfortable, professional relationship established, a successful accident claim settlement will be within your reach.

Balls In Your Court

Always remember that there is a reason why you are reading this today to make an accident compensation claim for your accident injury. Don't allow your situation to get the better of you.

Without proper consultation, an injured victim's life may never get back on track. Taking the crucial steps of filing an accident injury can be the first step in turning everything around and getting back behind the steering wheel of life.

Don't let your injury get the better of you; make those responsible, responsible! If someone else's negligence is behind your pain, then take the necessary action and get what you deserve.

Thursday, August 5, 2010

Accessories for your laptop computer

Accessories for your new notebook computer

Just spent big money on another notebook?.Now you need accessories.Here are a few accessory ideas you may want to think about to make the set up complete.

1: Notebook bag

You can't very well go travelling around the globe with your laptop exposed to the weather.

When it comes to laptop bags, you can spend £15 for a basic case made from cheap materials or up to a hundred pounds on one made of quality leather.some notebooks have the bag as a give-away, i find that you can get an affordable one by shopping around and not neccessarilly buying the exact one, but one that will do the job. Personally i pick one that is big enough to hold a few accessories besides.


2: Software

Did your notebook come with software? If so, did it come with the right software - the software you actually need to perform whatever tasks you require?

Don't just assume you have everything you need. You'll probably need to add some software, as well as go on the net to update the software that was included.

3: A Real USB Mouse

The inbuilt touch-pad does the job. However, given the choice, most people would rather use a real mouse.

If you stop and think for a moment, you're likely to realize that many places where you'll be computing actually are suitable for a real mouse.

So one of the most useful laptop accessories you can buy is a USB mouse, keep it with you, and use it whenever you're able.

4: A Cat5 Ethernet Cable

Your built-in Ethernet port won't do you much good if you get to your hotel room, discover an Ethernet connection, and don't have a cable. Some hotels provide them; others don't. Always come prepared with the right cable.

5: A Standard Telephone Cable

The same holds true for your modem connection. If you don't have a cable to get you from your computer to the phone jack, you're not going to link to the internet.

6: Disposable Cleansing Cloths

Over time, the display on your notebook is going to get dusty, or even grimey. You're diceing with the death of your laptop if you attempt to clean your display with paper towels and spray cleaners.

Instead, use disposable cleansing cloths. These essential laptop accessories are designed specifically to clean laptop displays and they are cheap to boot, about £2 a pack . Always have a pack on hand.

7: USB Drive

A USB drive is a storage device about the size of your thumb that plugs directly into a USB port.

Capacity-wise, they're relatively small - usually well under 100 MB. However, they're very useful for moving files quickly and easily from one computer to another, e.g., moving a PowerPoint presentation from your laptop to your business associate's laptop.

A USB drive also makes a great temporary backup medium for the really important files you create on the road.

8: Blank CD-R Discs

You've just finished your big sales presentation. Someone from the audience approaches you afterward and asks for a copy of the presentation.

You'll make a better impression if you burn them a CD of the presentation on the spot.

9: Stereo Headset

It's great to be able to watch DVD movies no matter where you are. Imagine watching your favourite flick at 30,000 feet.

There's just one problem.

The family in the row behind you has absolutely no interest in hearing the dialog from the latest drama movie

Do yourself and everyone around you a favour. When you're watching movies or listening to music in public, use your headphones.

10: Security Device

Laptop security devices come in many shapes and sizes.

For example, most laptops include a security dock that allows you to attach your laptop to some immovable object via cable, much like you'd lock up your bike on the street.
laptop computers

david is the owner of www.discount-notebooks.net which deal in great bargains on the latest laptops,notebooks & their accessories

Wednesday, August 4, 2010

Accepting Online Credit Cards

When you opened your new business, you thought that everything would be fairly straight forward. After all, businesses every day complete credit card processing, online credit card approval, and internet business. But finding the right way to set up these services for your particular business can be complex and time consuming.

How To Set Up Credit Card Processing

If you want to accept credit card online, you’ll need to set up a credit card merchant account with a reputable firm. There are countless resources available to the new business owner for just this occasion. A wide variety of them can be found online. Search for either credit card processing or credit card merchant account online and begin to visit some of the sites listed in the search results.

Each company will offer its own version of a merchant account. You will sign a contract and pay a regular fee to use the services provided. They company should provide you with all the equipment and software necessary to successfully accept credit card online.

The Options

If you are looking to set up an online account so that you may accept credit card online, you will want to establish a relationship with a reputable company that has been doing business with internet companies for a number of years. Read the testimonials and make sure that the website covers all of your questions and concerns.

Some companies will charge you set up fees or programming fees. Compare each credit card merchant account side by side to see which one charges fees for which services. If fees are waived down the line, it may because the set up fee is so high. If set up is free, you may find hidden fees that will be charged to your merchant account at a later date. Set up a comparison chart for yourself with the major features and what each company offers.

What You Need

Obviously, if you want to accept credit card online, you’ll need to have a website or at least a presence on an existing site.

Most credit card merchant account will require that you pass a credit check. Be sure that you can meet the qualifications of the company you choose. Decide on a back up company or two if you have bad credit or a history of late payments. If you are turned down by your first choice, you can apply to the second or third company on your list.

You will also need an online shopping cart for your customers to use during their visit to your website. The shopping cart stores the items they wish to purchase until they are ready to complete the transaction. With credit card processing, the shopping cart totals all merchandise, plus tax and shipping charges. The merchant service you choose should provide you with an online shopping cart.

Overall, remember to check the reputation of the company you choose and don’t settle for a credit card merchant account that doesn’t meet all your expectations. If one company doesn’t offer what you’re looking for, keep looking.

Monday, August 2, 2010

Accept Credit Card In Your Business

Should you accept credit card in your business transactions? Many small companies or home-based businesses avoid doing so because of their concern over fees and expenses that may drain away potential profits. Yet the actual cost of implementing credit card payment processing equipment, along with associated monthly and annual fees, may cost less than you think. The application process is easy, many banks are willing to work with small business owners, and exciting profits are possible, so what are you waiting for?

Learning how to accept credit card in your business processing is simple. First you will need to apply for a merchant services account. You can do this by browsing the Internet to find a bank, credit union, or other reputable lender show is willing to help you set up a credit card processing account. Then you will need to decide which equipment plan to go with. You can start small and work your way through increasingly complex layers of sophisticated technology as additional sales bring in extra profit for reinvestment. However, there are a few guidelines to keep in mind as you implement credit card processing strategies for your business.

To accept credit card in your business customers, you should first find a merchant services account provider, often a bank or other financial institution that can help you by underwriting the associated expenses for this type of project. Many lenders will let you apply over the Internet for a merchant services account, and you may receive a response within a day or two. Decide what type of processing will work best with your business. For on-site companies or home-based businesses, you could set up a credit card processor for basic credit payments when a person comes by to purchase your products or services. But if you travel to your customers to deliver goods, you may want to invest in a wireless credit processor that can go with you. Typically these items cost several hundred dollars, or you can lease them for a set monthly fee. Depending on your personal business needs, you may want to get a pager, an e-check and debit processor, or Website credit processing as your business expands into the e-commerce arena.

The next most important way to accept credit card in your business transactions is to set up a Website as an Internet marketing tool. Your merchant account will help you to do this at a pace that will match your company budget. The Website can provide information about your goods and services, price lists, FAQs, industry tips, and a host of other information that will attract customers from around the world. Providing credit card processing service at your site can increase your sales volume and impress customers who are looking for convenient shopping methods without the hassle of waiting for a store to open or a sales associate to offer assistance.

Move your business to the next level of sophistication by applying for a merchant services account so you can accept credit card in your business payments.

Sunday, August 1, 2010

Accept Checks with Confidence with a Check Reader

Even though a lot of people seem to be using credit cards exclusively for incidental purchases these days, the truth is checks are still a preferred method of payment for a lot of people.

It doesn't make sense not to accept checks, since most people will expect to have that option, but there are certainly some things to worry about when you do accept checks. There's always the danger that someone has stolen the checks from their rightful owner or that they just don't have the money to pay for what they're writing the check for.

There will always be some risk involved in accepting checks, but these days technology makes your life a little easier with an invention known as a check reader.

A check reader is basically a scanner that the check is fed into. It reads the check and automatically debits the check writer's account at the time of purchase.

The money is deposited into your account within 24 hours -- you don't even have to drive to the bank and physically deposit the check.

Using a check reader means you'll know before the customer leaves the store if he or she has written a bad check. You'll also get your payment a lot more quickly than if you used the traditional method of accepting a check, depositing it into your account and waiting for it to clear.

A check reader can take a lot of the guesswork out of accepting checks and will make you feel more secure when accepting checks for high-dollar items. Posting a sign that you have a check reader will make customers aware of the system and prevent people from writing bad checks in the first place.

Check readers are commonly available from the same companies that provide payment processing for credit cards and merchant accounts. Some companies even provide this equipment for free to people who are interested in using it.

You'll no longer have to limit yourself to only accepting checks from the local area in case you have to try to track someone down who wrote a hot check. The reader will do all the work for you and tell you in a matter of seconds if the payment has gone through, regardless of where the customer's bank is located.

There's no reason not to get a check reader. You'll get paid faster and know immediately if someone is writing a bad check. At the end of the day, you'll know that the money you made today is going to be in you account tomorrow. What could be better?